Easy payment options with Apple Pay and Citi

Apple Pay

Apple Pay now works with Citi’s monthly payment plan, making it easier for people in the U.S. with Citi credit cards to spread out their payments when shopping.

Apple Pay and Citi’s Payment Plan

If you’re buying something that costs more than $75, you can use Citi’s payment plan through Apple Pay. By default, you have three months to pay it back, but if you need more time, there are other options available, though they might come with a small monthly fee. You can use this plan for shopping online or within apps.

Here’s how to use it: First, make sure your Citi credit card is linked to your Apple Pay. When you’re ready to buy something, choose your Citi card at checkout and look for the “Pay Later” option. Then, pick the payment plan that works best for you.

Apple used to have its own “buy now, pay later” feature called Apple Pay Later, but they stopped it last year. Now, they work with other companies like Citi, Affirm, Klarna, and Synchrony to offer these payment options in the U.S. This partnership allows Apple Pay users to manage their spending more flexibly without having to pay everything upfront.