Search results for: “Pay”

  • Spotify celebrates big payouts to Music artists in 2024

    Spotify celebrates big payouts to Music artists in 2024

    Just a few days ago, Spotify tackled rumors suggesting that Apple Music was paying artists much more than they were. Right after that, Spotify shared some exciting news on their blog, revealing they’ve paid out an enormous amount to the music world in 2024.

    It might just be a coincidence, but it took about a month to gather all these figures. Spotify announced they’ve given $10 billion to the music industry last year, which is almost as much as the entire global music revenue back in 2014:

    Back then, in 2014, the music industry was at a low, with global music earnings at $13 billion. Spotify contributed about $1 billion with around 15 million subscribers paying for the service.

    Fast forward to 2024, Spotify alone has now paid out $10 billion to the music industry, summing up to nearly $60 billion since they started.

    For many, these big numbers might not mean much. Some might wonder why Spotify keeps talking about it so loudly.

    David Kaefer, Spotify’s VP of Music Business, wrote in the blog post about how Spotify makes money that supports the music industry. He explained it like a three-legged stool:

    • Making Spotify more attractive to users, so they stick around.
    • Turning free listeners into paying subscribers.
    • Expanding into new markets with prices that appeal to local users.

    There’s more good news for Spotify too. They’re helping smaller artists make a living:

    For example, in 2014, roughly 10,000 artists were making at least $10,000 a year from Spotify. Now, more than 10,000 artists are making over $100,000 a year just from Spotify. That’s pretty awesome.

    The main point here is that it’s great to see more openness about how much artists are earning. Yet, it’s clear that Spotify, along with Apple Music and other streaming platforms, are doing a good job by making it easier and more enjoyable to pay for music rather than steal it.

  • Music Streaming Services: How much do they pay artists?

    Music Streaming Services: How much do they pay artists?

    Not all music streaming platforms give the same amount of money to musicians, and a recent study shows just how different these payments can be. For example, Apple Music pays artists way more than Spotify does.

    The study, done by Duetti, looks at how much artists got paid in 2024 by different platforms like Apple Music, Spotify, and YouTube.

    One key thing they checked was how much money artists make for every 1,000 times their song is played. Here’s what they found for 2024:

    • Amazon paid $8.80 for 1,000 streams.
    • Apple Music paid $6.20.
    • YouTube paid $4.80.
    • Spotify only paid $3.00.

    This shows that Apple Music paid artists more than twice what Spotify did. One reason for Spotify’s lower payments is its free version which has lots of ads but doesn’t make much money for artists.

    While Spotify has ads like YouTube, YouTube still manages to pay artists more. Apple Music, on the other hand, only has paid subscriptions, which lets them give more money to artists.

    Another concerning point from the report is that even though Spotify has been increasing its prices, the money artists get from each stream has been going down. This is a bit troubling, especially since Spotify has been putting more effort into podcasts and audiobooks, possibly at the cost of music artists’ earnings.

  • Navigating the Evolving Landscape of Digital Payments: A New Era of Flexibility?

    Navigating the Evolving Landscape of Digital Payments: A New Era of Flexibility?

    The world of digital finance is in constant flux, with new technologies and partnerships emerging seemingly every day. Consumers are increasingly demanding flexible payment options, and companies are scrambling to meet this demand.

    Recently, whispers began circulating about a potential new player entering the buy-now-pay-later (BNPL) arena within the Apple Pay ecosystem, sparking considerable interest and discussion. While the initial information proved premature, it highlights an important trend: the growing integration of BNPL services into established digital wallets. 

    For years, traditional credit cards dominated the landscape of deferred payments. However, the rise of BNPL services has disrupted this model, offering consumers alternative ways to manage their spending. These services typically allow customers to split purchases into multiple installments, often with interest-free periods or low-interest rates. This model has proven particularly attractive to younger demographics and those seeking more control over their budgets.  

    Apple Pay, a dominant force in mobile payments, has been actively exploring ways to incorporate these flexible payment options. Initially, Apple ventured into the BNPL space with its own service, Apple Pay Later. This initiative allowed eligible users to divide purchases into four equal payments spread over six weeks, without incurring interest or fees. This move signaled Apple’s intention to provide users with seamless and integrated financial tools directly within their devices.  

    However, Apple subsequently shifted its strategy, opting to partner with established third-party BNPL providers. This strategic shift reflects a broader trend in the tech industry, where companies are increasingly focusing on core competencies and leveraging partnerships to expand their service offerings. By collaborating with specialized financial institutions, Apple can provide a wider range of BNPL options to its users without having to manage the complexities of direct lending and regulatory compliance.

    Currently, Apple Pay users in the United States have access to BNPL services through partnerships with companies like Affirm and Klarna. These integrations allow customers to seamlessly select financing options at the point of purchase, streamlining the checkout process and offering greater financial flexibility. This integration is a significant step towards normalizing BNPL as a standard payment method within the digital wallet ecosystem. 

    Recently, speculation arose regarding the potential addition of Synchrony to Apple Pay’s roster of BNPL partners. Information briefly surfaced suggesting that Synchrony would soon be available as a financing option within the Apple Pay checkout experience. This news generated excitement among consumers and industry analysts, suggesting a further expansion of BNPL options within the Apple ecosystem. However, this information was subsequently retracted, indicating that the integration is not yet finalized.

    Despite the temporary retraction, the very possibility of Synchrony’s inclusion underscores the increasing importance of BNPL within the digital payment landscape. Synchrony, a well-established consumer financial services company, brings significant experience and resources to the table. Its potential integration with Apple Pay would likely offer users a wider range of financing options, potentially including longer repayment periods and varied interest rates. 

    The evolving relationship between digital wallets and BNPL services is transforming the way consumers manage their finances. By offering seamless access to flexible payment options, these platforms are empowering users with greater control over their spending and budgeting.

    While the specifics of future partnerships and integrations remain to be seen, one thing is clear: BNPL is here to stay, and its integration within established digital ecosystems like Apple Pay will continue to shape the future of commerce. The initial information, though premature, serves as a clear indicator of the direction the digital payment industry is heading. As technology continues to evolve, we can expect even more innovative and flexible payment solutions to emerge, further blurring the lines between traditional finance and the digital world.

  • Apple faces legal battles over App Store and smartphone rules

    Apple faces legal battles over App Store and smartphone rules

    Apple is dealing with two major lawsuits in the U.S. that could change how it runs its App Store and iPhone ecosystem. The U.S. Department of Justice (DOJ) accused Apple of unfairly controlling the smartphone market, claiming its restrictions on third-party apps and services lock users into its system.

    Apple tried to get the case thrown out, arguing the DOJ didn’t prove it has a monopoly or harms consumers. However, Judge Julien Neals rejected Apple’s request, so the case will move forward. It may take years to resolve, but it’s a big step in challenging Apple’s tight control over its platform.

    In another case, Proton, a Swiss company known for its secure Proton Mail service, joined a class-action lawsuit against Apple. Proton claims Apple’s App Store rules, like forcing developers to use its payment system and charging up to 30% commission, break U.S. antitrust laws.

    These rules, Proton says, hurt smaller companies focused on privacy and limit competition by blocking other app stores and payment options. Proton wants the court to allow alternative app marketplaces and award damages to developers for high fees. Any money Proton gets will be donated.

    Both lawsuits highlight growing concerns about Apple’s power over its App Store and iPhone ecosystem. As these cases move forward, they could force Apple to loosen its grip, potentially giving developers and users more choices.

  • Apple’s new App Store rules hint at lower fees worldwide

    Apple’s new App Store rules hint at lower fees worldwide

    Apple recently updated its App Store rules in the European Union, and the changes are tricky to understand. Hidden in the details is a clue that Apple might lower its standard commission from 30% to 20% for developers everywhere. This would be the first time Apple has cut its fee for all developers, which could help ease tensions with regulators fighting its practices.

    The new EU rules are complex, making it hard to know when they apply. For example, small businesses in the App Store’s program could see their commission drop from 15% to 10%. Meanwhile, other developers in the EU might pay 20% instead of 30% for in-app purchases. This difference raises questions—why would EU developers get a better deal than others?

    Some believe Apple might soon make the 20% rate global to stay fair and competitive. These changes come as Apple faces legal battles worldwide over its App Store policies. A lower commission could rebuild trust with developers and calm regulators. However, critics like Epic Games’ CEO Tim Sweeney call the new rules unfair, saying they still hurt competition.

    The EU is reviewing whether Apple’s updates follow the Digital Markets Act. If Apple goes global with a 20% commission, it could simplify things for developers and users. For now, the company’s complex terms keep everyone guessing about its next move.

  • Apple updates App Store rules in Europe to follow new law

    Apple updates App Store rules in Europe to follow new law

    Apple recently changed its App Store rules in the European Union to meet the requirements of the Digital Markets Act (DMA). These updates, announced on June 26, 2025, allow app developers to tell users about other payment options outside the App Store, like buying directly from their websites.

    Starting with iOS 18.6 and iPadOS 18.6, users will see a new interface for installing apps from alternative app stores or developer websites. Later in 2025, Apple plans to offer a tool for developers to start these downloads directly within their apps.

    However, Apple warns that these changes might make iPhones and iPads less secure, raising risks of scams or harmful content. Despite these updates, Epic Games CEO Tim Sweeney criticized Apple, calling the changes “unlawful” and a “malicious compliance scheme.”

    He argues that Apple’s new fees, like a 5% commission on external purchases, hurt developers who use other payment methods. Sweeney says these rules make it tough for developers to compete fairly and limit features like automatic app updates.

    Apple disagrees with the European Commission’s push for these changes and plans to appeal, but it will follow the rules for now. The EU will review Apple’s efforts to ensure it meets DMA standards. Developers can use the new tools right away, but many are waiting to see if the fees will change.

    Source/Via

  • New bill aims to limit Google and Apple’s App Store control

    New bill aims to limit Google and Apple’s App Store control

    A group of U.S. senators from both parties has brought back a bill to reduce the control Apple and Google have over mobile app stores. The Open App Markets Act, first introduced in 2021, wants to make the app market fairer for developers and users.

    The bill is led by Senators Marsha Blackburn, Richard Blumenthal, Mike Lee, Amy Klobuchar, and Dick Durbin. The proposed law would force Apple and Google to allow apps to be installed from other sources, not just their stores.

    It would also let developers use different payment systems and stop companies from punishing developers who offer better prices elsewhere. Senator Blumenthal said, “Apple and Google have built walls to block competition and raise prices for users.” The goal is to encourage more choices and lower costs.

    The bill has support from companies like Spotify and Epic Games, who say it will help small businesses and spark new ideas. However, Apple and Google argue that their rules protect user safety. The bill still needs to pass Congress and get the President’s approval to become law. It faces challenges, as tech companies spent millions to block it last time. With growing concerns about tech giants, this bill could change how app stores work.

  • Apple fights court’s tough App Store ruling in Epic Games dispute

    Apple fights court’s tough App Store ruling in Epic Games dispute

    Apple is pushing back against a court’s strict order in its ongoing legal clash with Epic Games, the creators of Fortnite. The company filed an appeal on June 24, 2025, asking the Ninth Circuit Court to overturn a decision that stops Apple from charging fees on in-app purchases made outside its App Store.

    Apple also wants a new judge if the case returns to the lower court, arguing the current judge, Yvonne Gonzalez Rogers, might not be fair due to past rulings. The fight started in 2021 when Epic won a court order allowing developers to guide users to other payment options.

    However, in April 2025, Judge Rogers found Apple didn’t follow this order and was acting unfairly by still charging a 27% fee on outside payments. She issued a stronger rule, banning Apple from collecting any fees on these transactions, calling it a punishment for not obeying the court.

    Apple says this new rule goes too far, hurts its business, and isn’t fair under California law or the U.S. Constitution. The company argues it has spent years building a safe and trusted App Store, and this order could harm users and developers.

    Epic Games, meanwhile, stayed quiet on the latest appeal. Apple’s appeal aims to protect its control over the App Store while keeping the platform secure. The outcome could shape how app stores work and affect developers and users alike.

  • New features in iOS 26 beta 2

    New features in iOS 26 beta 2

    Apple’s iOS 26 beta 2 brings exciting updates for iPhone users, making the experience smoother and more user-friendly. The Safari browser gets a fix for a design issue from the first beta, moving the new tab icon to a better spot for easier navigation. This change makes browsing more intuitive and less frustrating.

    The update hints at the iPhone 17 Air, a possible new model with a unique display size, expected to launch this fall. This suggests Apple is preparing for a big reveal alongside the iOS 26 public release in September. The Wallet app now fully supports order tracking, a feature announced at WWDC.

    Siri can scan your emails to track orders from any retailer, not just those using Apple Pay. This makes it easier to keep tabs on your purchases right from your iPhone. A fresh ringtone, “Alt 1” for the Reflection sound, is available in the Settings app under Sounds & Haptics.

    It’s a new take on the classic iPhone ringtone, offering a modern vibe. The Control Center also gets a tweak, with a darker look for better visibility, making controls easier to see in different lighting.
    Other neat additions include a Live Radio widget for Apple Music and an Accessibility section in the App Store, where developers can highlight their app’s accessibility features. These updates show Apple’s focus on improving usability and personalization for all users.

  • Apple to tweak App Store rules in Europe to Dodge more fines

    Apple to tweak App Store rules in Europe to Dodge more fines

    Apple is in a rush to avoid new penalties from the European Union over its App Store policies. Back in April 2025, the EU fined Apple €500 million for breaking the Digital Markets Act (DMA), which aims to make tech companies play fair. The issue? Apple’s rules stopped app developers from telling users about cheaper payment options outside the App Store.

    The EU gave Apple 60 days to fix these rules, with a deadline of June 26, 2025. Now, Apple is in last-minute talks with EU officials to ease its “anti-steering” restrictions, which limit developers from guiding users to external payment systems. A report suggests Apple might soon announce changes, like letting developers add links to their websites for payments, though it still charges a 27% fee on those transactions.

    The EU is also eyeing Apple’s Core Technology Fee, a 50-cent charge per app install per year, which developers must pay. Discussions have touched on this fee, but no clear changes have been confirmed yet. If Apple’s tweaks satisfy the EU, it could avoid more fines. If not, the EU has the power to hit Apple with bigger penalties for ignoring DMA rules.

    Apple’s already made some changes, like allowing one external payment link in the EU, but the EU wants more freedom for developers and users. The outcome of these talks will decide if Apple can keep its App Store model or face tougher consequences.